Discount Car Insurance - Saving Money On Car Insurance Is Easy
by Greg Haehl
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Car insurance is one part of
our family budget that we
will always have to deal
with and so it behooves us
to get better informed. We
would all love to buy some
form of discount car
insurance. The reality of
that already exists. There
are more discounts in car
insurance than ever before.
Some of the newer vehicles
have so many of them that
they are often cheaper to
insure than some of the
older vehicles. Let's review
some of the discounts
available when purchasing
car insurance. Multiple Policy Discount - This one is common and yet there are many people that do not take advantage of this discount. This discount can be as high as 15% with some companies. Good Driver Discounts - Insurance companies love to reward the driver that has an excellent driving record. These are profitable policyholders and help bring the over all rates down. Auto Safety Features Discount - Automobiles with airbags and seatbelts receive lower rates. Anti-lock brakes and anti-theft devices also lower car insurance rates. The vehicle identification number will identify all of these features and so it is important to give that number to whoever is quoting your car insurance. Young Driver Discounts - Many companies give substantial discounts for high school and college students that have a 3.0 grade point average or better. The drivers training discount has been a standard discount for young drivers. Find a company that has both and you will help lower premium dramatically. Senior Citizens Discounts - Drivers 55 and older are given retirement discounts if no longer employed. Homemakers can qualify automatically at age 55 with some companies. Mature driver discounts are also available when a driving course is completed. Lower Tort Option - There are some states that have a lower or limited tort option. This is your ability to sue for pain and suffering. The lower tort option limits your ability to sue but at the same time it can save you 20% or more in your premium. Contact your agent or insurance company about the tort laws in your state. About the author: Recommended Insurance Sites Online Auto Insurance Quote, Health Insurance Quote, Home Owner Insurance Quote |
