Car Insurance Quote - Things To Know To Get Very Cheap Car Insurance And Quotes
by Greg Haehl
|
Auto insurance premiums vary
widely from state to state
and even within states. The
same person may find swings
of as much as $700 on the
cost of an annual policy.
Insurance agents are not
legally bound to tell a
perspective customer about
discounts which may apply to
his/her insurance. There
are, however, things the
consumer can do which may
lower the price paid for
auto insurance. Higher deductibles The single quickest and easiest way to lower your insurance premium is to raise your premium. Having a $1000 or even a $1500 deductible can lower premiums 15 to 20 percent. If you decide to go this route, consider putting the money saved the first year into an account earmarked to pay the deductible should you have any accident. Investigate auto records Your driving record may be unblemished but the record of the car model you own can also have an affect on your premiums. Insurance copies compile extensive reports on the way cars respond in accidents and how popular certain cars are with thieves. Cars with poor crash test ratings and cars that are frequently stolen cost more to insure. When buying a new car use an auto buyer's guide to compare crash test and theft rankings. Use the same insurance company If you have more than one vehicle insure all of them with the same company. Almost all insurance companies offer multi-car discounts. Many companies offer further discounts if you use any other products they offer such as homeowners insurance and life insurance. Getting many quotes and comparing them is the best way to check pricing, coverage and save money. And, don't forget, the best way to lower your car insurance premium is to drive safely. Please see our recommended sources for insurance quotes from multiple providers. We have done the research so you don't have to. About the author: Our recommended Insurance Sites Car Insurance Quotes, Health Insurance Quote, Home Insurance Quote |
